The contents of this page can and will change over time. Accordingly, this page could read differently as of your very next visit. These changes are necessitated. If this page is important to you, you should check back frequently, as no other notice of changed content will be provided either before or after the change takes effect.
- The content of the pages in this website is for your general information only. It is subject to change without notice.
- Neither me nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and I expressly exclude liability for any such inaccuracies or errors to the fullest extent.
- Your use of any information or materials on this website is entirely at your own risk, for which I shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
- This website contains material which is owned by or licensed to me. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of this policy page.
- All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
- Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
- From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that I endorse the linked website(s). I have no responsibility for the content on the linked website(s).
Please read this page carefully before accessing or using my website. By accessing or using my website, you agree to be bound by the policies set forth below. If you do not wish to be bound by these policies, you may not access or use my website. If you do not understand these terms and conditions, do not use my website. I may modify this agreement at any time without individual, specific notice to you, and such modifications shall be effective immediately upon posting of the modified agreement on my website. You agree to review the agreement periodically to be aware of such modifications. Your continued access or use of my website after such notice shall be deemed your conclusive acceptance of the modified agreement, including all modifications, additions, deletions, or other changes. My website and content are provided on an ‘as is’ basis without any warranties of any kind. My website makes no warranties about the accuracy, reliability, completeness, or timeliness of the content, services, software text, graphics, and links.
My website is an independent, stand-alone entity that has no relationship, connection, or affiliation whatsoever with any company, person, outfit, organization, or group mentioned herein, even if such name appears in my website name, domain, URL, or otherwise. You should assume no other party, by mere mention of their name, has endorsed anything you see here. The aim is simply to provide useful resources for my readers, some of which I may be compensated for. You should simply assume at all times I am being compensated and, while that may not prompt me to make unsound recommendations, you should always be responsible for your own financial decisions, be it investing, purchasing, donating, or otherwise.
- Copyright, Licenses, and Idea/User Submissions.
The following describes the Copyright Notice for my website. The entire contents of my website are protected by intellectual property law, including international copyright and trademark laws. The owner of the copyrights and/or trademarks are my website, and/or other third-party licensors or related entities. You do not own rights to any article, book, e-book, document, blog post, software, application, add-on, plugin, art, graphics, images, photos, video, webinar, recording or other materials viewed or listened to through or from my website or via email or by way of protected content in a membership site. The posting of data on my website does not change this fact and does not give you any right in the data. You surrender any rights to your content once it becomes part of my website or when you send any data in an email to any email address belonging to my domain—akshobya.me.
You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the content on our website, including text, graphics, code and/or software except as permitted under CC BY-NC-SA 4.0. You must retain all copyright and other proprietary notices contained in the original content on any copy you make of the content. You may not sell or modify the content or reproduce, display, publicly perform, distribute, or otherwise use the content in any way for any commercial purpose. The use of paid content on any other website or in a networked computer environment for any purpose is prohibited. If you violate any of these policies, your permission to use the content automatically terminates, and you must immediately destroy any copies you have made of the content.
You are granted a nonexclusive, nontransferable, revocable license to use my website only for private, personal, noncommercial reasons. You may print and download portions of material from the different areas of the website solely for your own non-commercial use, provided that you agree not to change the content from its original form. Moreover, if you modify or delete any copyright or proprietary notices from the materials you print or download, you still agree to abide by CC BY-NC-SA 4.0. Also note that any notice on any portion of my website that forbids printing & downloading trumps all prior statements and controls.
As a user, you agree to use my website in a manner consistent with all applicable local, state and federal laws and regulations. No material shall be stored or transmitted which infringes or violates the rights of others, which is unlawful, obscene, profane, indecent or otherwise objectionable, threatening, defamatory, or invasive of privacy or publicity rights.
My website prohibits conduct that might constitute a criminal offense, give rise to civil liability, or otherwise violate any law. Any activity that restricts or inhibits any other user from using my website is also prohibited. Unless allowed by a written agreement, you may not post or transmit advertising or commercial solicitation on my website.
You agree to grant to my website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sublicense, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to me by all means and in any media now known or hereafter developed. You also grant to my website the right to use your name in connection with the submitted materials and other information, as well as in connection with all advertising, marketing and promotional material related thereto. Furthermore, you agree that you shall have no recourse against my website for any alleged or actual infringement or misappropriation of any proprietary right in your communications with my website or email addresses associated with my domain—akshobhya.me.
→ Trademarks – Publications, products, content, or services referenced herein or on my website are exclusive to akshobhya.me website or related parties. Other product and company names mentioned in my website may be the trademarks of their respective owners.
→ Links to my Website – You may provide (hyper)links to my website, provided you do not change, remove, or obscure the copyright notice or other notices on my website. Your website or other source of links must not engage in illegal or pornographic activities. Finally, you may link provided you understand that you must stop linking to my website immediately upon request by me.
You do not own rights to any article, book, e-book, document, blog post, software, application, add-on, plugin, art, graphics, images, photos, video, webinar, recording or other materials viewed or listened to through or from my website or via email or by way of protected content in a membership site. The posting of your data on my website, does not change this fact and does not give you any right in the data. You surrender any rights to your content once it becomes part of my website.
- Using my website
You agree, acknowledge, and accept that I do not purport to render professional or expert advice in any arena. Data contained on or made available through my website is not intended to be, and does not constitute, legal advice. My website, and your use of it, does not create an attorney-client relationship. I do not warrant or guarantee the accuracy, adequacy, or recency of the data contained in or linked to my website. Data contained on or made available through my website is not intended to be, and does not constitute, medical or health advice. My website, and your use of it, does not create a physician-patient relationship. Data contained on or made available through my website is not intended to be, and does not constitute, financial/investing advice. My website, and your use of it, does not create an advisor-client relationship.
Your use of my website or materials linked to my website is completely at your own risk. You should not act or depend on any data on my website, where applicable, without seeking the counsel of a competent professional licensed to practice in your jurisdiction for your particular needs.
I may introduce changes to the features, functionality, or content of my website at any time. I reserve the right in my sole discretion to edit or delete any data appearing on my website. Your use of my website is for your personal, non-commercial benefit. In no way are you to leverage my website in a way that mines for the personal information of others, for your use or for others. This includes, but is not limited to, spam (unsolicited commercial email). If you inadvertently obtain personal information about other users, you shall not share this with anyone else and agree to delete it immediately.
Access to certain areas of my website is restricted. I reserve the right to restrict access to other areas of our website, or indeed me entire website, at my discretion. If I provide you with a user ID (username) and password to enable you to access restricted areas of my website or other content or services, you must ensure that that user ID and password is kept confidential. You may not share your user ID and/or password with anyone for any reason, either directly or indirectly. You accept responsibility for all activities that occur under your user ID or password. I may disable your user ID and password at my sole discretion or if you breach any of the policies or terms governing your use of my website or any other contractual obligation you owe me.
You understand that, except for information, my website does not operate, control or endorse any information, products, or services on the Internet in any way. Except for information identified by my website as such, all information, products, and services offered through my website or on the Internet generally are offered by third parties that are not affiliated with my website, and I may be compensated.
You also understand that my website cannot and does not guarantee or warrant that files available for downloading through my website will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to my website for the reconstruction of any lost data.
You assume total responsibility and risk for your use of my website and the internet. I provide my website and related information “as is” and do not make any express or implied warranties, representations, or endorsements whatsoever (including without limitation warranties of title or non-infringement, or the implied warranties of merchantability or fitness for a particular purpose) regarding the product or service, any merchandise information or service provided through the service or on the internet generally, and I shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services, merchandise and other information provided through the service or on the internet. My website does not warrant that the service will be uninterrupted or error-free or that defects in the service will be corrected. You understand further that the pure nature of the internet contains unedited materials, some of which are sexually explicit or may be offensive to you. Your access to such materials is at your risk. My website has no control over and accepts no responsibility whatsoever for such materials you might somehow access. I DO NOT endorse any such explicit materials whatsoever.
My content may contain inaccuracies or typographical errors. My website makes no representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to be obtained from using my website or the content on it. Use of my website and the content is at your own risk. Changes are periodically made to my website, and may be made at any time.
My website does not warrant that my website will operate error-free or that my website and its server are free of computer viruses and other harmful goods or conditions. If your use of my website or the content results in the need for servicing or replacing equipment or data, my website is not responsible for those costs.
In no event will my website, its suppliers, or any third parties mentioned at my website be liable for (i) any incidental, consequential, indirect or other damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service, even if my website or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service.
If your jurisdiction does not allow the exclusion or limitation of liability for consequential or incidental damages, you need to close this website and stop using it immediately.
My website contains links to third-party websites. My website makes no representations whatsoever about any other website which you may access through my website, or which may link to my website. When you access a website from my website, please understand that it is independent of my website, and that my website has no control over the content on that website. These links are provided solely as a convenience to you and not as an endorsement by my website of the contents on such third-party Websites. Our website is not responsible for the content of linked third-party Websites and does not make any representations regarding the content or accuracy of material on such third-party Websites. If you decide to access linked third-party Websites, you do so at your own risk. I do not necessarily endorse, recommend, suggest or otherwise make any overture or prompt for action regarding any product or service offered.
As a user of akshobhya.me website, you are responsible for your communications and are responsible for the consequences of their posting. You must not do the following things: post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it; post material that reveals trade secrets, unless you own them or have the permission of the owner; post material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; post material that is obscene, profane, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user of my website or any other person or entity; post a sexually explicit image; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person.
My website does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users of my website or endorse any opinions expressed by users of my website. You acknowledge that any reliance on material posted by other users of my website will be at your own risk.
My website does not necessarily screen communications in advance and is not responsible for screening or monitoring material posted by users of my website. If observed by my website and/or notified by a user of communications which allegedly do not conform to this agreement, I may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication. My website has no liability or responsibility to users of our my for performance or nonperformance of such activities. I reserve the right to expel users of my website and prevent their further access to my website for violating this agreement or any law or regulation, and also reserve the right to remove communications which are abusive, illegal, or disruptive.
Social media has provided a platform for internet users to disclose much personal information about themselves, in a way that seems innocuous, if not proper and expected. However, more than a few folks have already lived to regret personal information that was shared either by them or others. This has long been true of simple email. It is exponentially true of social websites and applications for social media on any other website, including this one. You are cautioned against carelessly disclosing information.
You agree to indemnify, defend and hold harmless my website, its members, agents, licensors, suppliers and any third-party information providers to my website from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any use of my website or violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing our website.
- Third-Party Rights
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of my website and its owner(s). Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its/their behalf.
- Term; Termination.
I reserve the right to investigate complaints or reported violations of these policies and to take any action I deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses and traffic data. This Agreement, in whole or in part, may be terminated by me without notice at any time for any reason.
- Hiring an Engineer, Freelancer, Investment Advisor, Attorney, or Medical or Other Professional / No Attorney-Client Relationship or Fiduciary Capacity.
Choosing an engineer, freelancer, lawyer, doctor, or investment advisor is a serious matter that should NOT be based solely on data contained on my website or in advertisements. The law is constantly changing, and the data may not be complete or accurate depending on your particular case. Each legal issue depends on its individual facts, and different jurisdictions have different laws and regulations. This is why you should seriously consider hiring licensed, professional counsel in your jurisdiction.
You may send me email, but in no instance will this communication in any way be construed as initiating a professional relationship, and so the contact should not include confidential or sensitive data because your communication will not be treated as privileged or confidential.
Neither the course of conduct between the parties nor industry trade practice shall act to modify any provision of this webpage. My website may assign its rights and duties to any party at any time without notice to you. The language in this webpage shall be interpreted as to its fair meaning and not strictly for or against any party. Any rule of construction to the effect that ambiguities are to be resolved against the drafting party (i.e. – “contra preferentum”) shall not apply in interpreting these policies, as the Agreement shall be construed as having been co-authored by the parties.
Should any part of these policies be held invalid or unenforceable, that portion shall be construed as much as possible consistent with applicable law and severability shall apply to the remaining portions so that they remain in full force and effect. To the extent that anything in or associated with my website is in conflict or inconsistent with these policies, these policies shall take precedence.
My failure to enforce any provision of these policies shall not be deemed a waiver of the provision nor of the right to enforce the provision. My rights under these policies shall survive any termination of this agreement. Any rights not expressly granted herein are reserved to akshobhya.me.
I do not accept any form of cash advertising, or paid topic insertions. My website abides by word of mouth marketing standards. I believe in honesty of relationship, opinion, and identity. The compensation received may influence the content, topics, or posts made in my website. That compensated content, if any at all, will be clearly identified. There may be links here on my website for some products that I use and recommend after trying. None of them are affiliate links.
I strive to always give my honest opinions, findings, beliefs, or experiences on topics found in my website. The views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
I follow a no tolerance spam policy. I do not email unless someone has filled out an “opt in” form or “web form” expressing an interest in my website/newsletter, or otherwise directly and proactively requested it. News of the features and benefits of Membership is spread through word of mouth. So, I am only communicating with folks who wish to learn more about what I have to offer and willingly subscribe to my content and contact through email. You are always completely controlling whether you receive email communication from my website and can choose to terminate it at any time.
THIRD-PARTY NOTICE: You understand, acknowledge, and accept the fact that I am not affiliated with any company, person, or organization of any kind mentioned on this website in any way. Company names, products, logos, trademarks and any other proprietary intellectual property or otherwise belongs to the rightful owner, which is not me. You should not assume, even if a company name is in the website/domain name of this website, that there is an express, implied, or otherwise agreement, joint venture, partnership, or other relationship between me and any of these companies that are discussed merely for educational purposes.
The opinions, estimates, expectations, and projections contained in any disseminated information are accurate as of the date of release and are subject to change without additional notice. I do my best to ensure that the research has been compiled, obtained, discerned, or interpolated from reliable and trustworthy sources, and therefore believe the positions and beliefs shared are accurate and complete. Though obviously, not all material known or obtained will be contained, as distilling information into manageable quantity is in large part a goal. I am not responsible for any errors or omissions contained in any disseminated material, and are not liable for any loss incurred as a result of using the material in any way. The intent is merely to provide useful information.
Nothing found on my website should be considered personalized investment advice. I am not licensed under securities laws to deal with your particular investment situation. Do not rely on the information given by me to make any decisions. Rather, you may use the information only as a starting point, at most, to do additional independent research to make your own decision. You should consult competent, professional help for your needs and requirements. The same is true of other disciplines where expertise is gained through education, experience, and skill-building. Thus, nothing on my website or otherwise disseminated by my website should be taken as engineering, medical, legal, accounting, or other such advice. When in doubt, consult the hired professional help of your choosing.
Any statements that express or involve discussions regarding predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be “forward-looking statements.” Forward-looking statements are based on expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward-looking statements in this action may be identified through the use of words such as “expects”, “will,” “anticipates,” “estimates,” “believes,” or statements indicating certain actions “may,” “could,” or “might” occur.
Links to Third-Party Websites – I might have links to third-party websites on my website for your use and reference. I am not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these websites before using that website.
I am absolutely committed to ensuring that your privacy is protected. Should I ask you to provide certain information by which you can be identified when using this website, you can be assured that it will only be used in accordance with this privacy statement. I may change this section from time to time by updating this page. You should check this page from time to time to ensure that you agree with the changes, if any.
I may collect your email address, first name and last name when you opt in to provide the same at your will on my website. I require this information to understand your needs and carry out any further interactions. I may use the information to improve my website and internal record keeping. Furthermore, I may contact you by email. You can opt out and request your information be removed from my website at any time.
SECURITY – I am committed to ensuring that your information is secure. To prevent unauthorized access or disclosure, I have put in place suitable electronic and managerial procedures to safeguard and secure the information I collect online. My blog is tracker-free and advertisement free.
I will not sell, distribute or lease your personal information to third parties unless I have your permission or are required by law to do so. To better protect your privacy, I provide this notice explaining my online information practices and the choices you can make about the way your information is collected and used. You agree to these policies by virtue of using my website in a way that leads to you providing me with your email address.
Please understand that you may have additional rights originating from State laws based on where you live. These State-based rights may augment, strengthen, or otherwise somehow compliment any privacy rights you have inherently.
When visiting my website, the IP address used to access my website may be logged in the web server, along with the dates and times of access. This information is purely used to administer my website, and gather broad demographic information for internal use such as statistical assessments and website improvement. Most importantly, any recorded IP addresses are not linked to personally identifiable information. Other common data collected includes the type of operating system and the browser agent you are using to access my website. You could choose to mask these with little to no effort, based on applicable laws in your jurisdiction. These statistics are purged from time to time.
You will be fully aware of information provided to me, as you are the direct source providing it. For instance, you may reply to an email (whether broadcast message or autoresponder), provide an email address, or otherwise. Note that any more information you provide me is wholly optional. That “private” information is now “public,” and I have no control over that. For example, If you send me an image as an email attachment, you should avoid uploading images with embedded location data (EXIF GPS) included.
Illegal activity or other serious acts or allegations could create legal liability for my website — In those cases, I reserve the right to share your information, or else may simply be compelled to do so by law. On the other hand, there may be times when I would need to share your private information to protect my interests. For instance, in cases of suspected or alleged copyright infringement or other intellectual property violations, it may be necessary to share any available information I have at my disposal.
Social Media Disclosure
We live in an interesting time when privacy rights are championed alongside an unprecedented voluntary willingness of people to share their most intimate and superfluous life details with the world. While apparently benign on the surface, the dangers of unrestrained public disclosure of sensitive information are beginning to surface. Key social media players are being sued for unauthorized or abusive use/misuse of personal information. Failure to protect and warn are likely going to be focal factors. A few Bloggers presuming to operate under unfettered freedom of speech or greater latitude offered to members of the press are losing civil cases for defamation, slander, libel, and so on.
As social media rapidly advances to allow more technologically sophisticated and easy dissemination, the simultaneous fallout of revelation without boundaries is mounting. Thus, a sober approach to the benefits of social media, while sidestepping the perils of imprudent disclosure, can facilitate an enjoyable online experience, without the consequences of excess, in settings such as my website.
While attempting to share a website with someone by any means, you should assume that this may not stop with the intended recipient. This can generate information about you that could be seen by a veritable infinite number of people.
These few examples illustrate some possible ways that social media can exist, though it is not an exhaustive list and new technologies will render this list outdated quickly. The objective is to realize the reach of social media, its widespread presence on websites in various forms (including this website), and develop a responsible approach to using it.
→ Protecting Others – You should recognize the fact that divulgement made in and on social media platforms on this website and others are rarely constrained just to you. Disclosures are commonly made about group matters that necessarily affect and impact other people. Other disclosures are expressly about third parties, sometimes with little discretion. What can appear funny in one moment can be tragic in the next. And a subtle “public” retaliation can have lifetime repercussions. Ideal use of social media on our website would confine your disclosures primarily to matters pertaining to you, not others. It could be doubtful if the disclosure is so meaningful that it cannot be offset by the precaution of acting to protect the best interests of someone who is involuntarily being exposed by your decision to disclose something to me.
→ Protecting Yourself – You should likewise pause to consider the long-term effects of a split-second decision to publicly share private information about yourself on this website, in an email sent to me or anywhere else on the Internet for that matter. Opinions, likes, dislikes, preferences, and otherwise can change. Openly divulging perspectives that you hold today, may conflict with your developing views into the futures. Yet, the “new you” will always stand juxtaposed against the prior declarations you made that are now concretized as part of your public profile. While the contents of your breakfast may hold little long-term impact, other data likewise readily shared can have consequences that could conceivably impact your ability to obtain certain employment or hinder other life experiences and ambitions. As with sharing information about other people, extreme caution should be used before revealing information about yourself. If in doubt, it’s likely best not to do it. The short-term gain, if any, could readily be outweighed by later consequences. Finally, you should note that I am not responsible for removing content once shared, and I may not be able to do so.
→ Restrictions on Use of Social Media Data – You, as a visitor on this website, are not permitted to “mine” my website or other platforms contained herein for any purposes. Even where people have publicly displayed data, you should not construe that as though you have the liberty to capture, reproduce, or reuse that information. Any use of social media or related platforms on my website are for interactive use only.
→ Accuracy of Social Media Data – As any social media platform is built on user-generated content, you should consider this fact in seeking to determine the authenticity of anything you read. I am not responsible for verifying any user-generated content for accuracy. A best practice would be to view all such content as strictly opinions, not facts.
→ Potential Issues of Liability – You should also be mindful of the fact that your words could trigger liability for harm caused to others. While you have the right to free speech, you are not entitled to trigger other people. Under basic principles of tort law, you are always responsible, personally, for situations where either: you were required to act, but did not (i.e. – some “duty of care”) or you were required to refrain from acting, but did not (i.e. – slander, defamation, etc.)
These “sins of omission and commission” could cause problems for you, irrespective of whether you assert you are conducting business under the guise of one or more business entities. Illegal and unethical conduct, when done for a corporation, is still illegal and unethical conduct. As it is rarely part of a business plan to engage in illegal and unethical conduct, you might be doubtfully operating in any official capacity, but rather, perhaps, leveraging that capacity to effectuate personal wrongdoing.
Embedded content from other websites
Articles on this site may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the same way as if the visitor has visited the other website.
What rights you have over your data
You can request I erase any personal data you believe that I hold about you. This does not include any data I am obliged to keep for administrative, legal, or security purposes. If you wish to reach out to me for any reason, you may do so by using my Contact information.